The content available on Smithachandran.in is provided for general informational purposes only and does not constitute legal, financial, or insurance advice.
Smitha Chandran acts as an independent insurance advisor, assisting Indian residents and NRIs with insurance-related guidance and servicing for policies issued in India.
Insurance Product Disclaimer
- Insurance products are offered, underwritten, and administered by registered insurance companies
- Policy benefits, exclusions, terms, and claim outcomes are governed solely by insurer-issued policy documents
- Proposal acceptance and claim settlement are at the discretion of the insurance company
No Assurance or Guarantee
No assurance is given regarding policy approval, claim settlement, or outcomes. Past experiences or illustrations do not guarantee future results.
External Links
Links to third-party websites are provided for convenience only. Smithachandran.in does not endorse or control external content and is not responsible for losses arising from their use.
Limitation of Responsibility
Smitha Chandran shall not be held responsible for any direct or indirect loss resulting from:
- Use of this website
- Errors or omissions in information
- Actions taken based on general guidance provided
Last updated: 6 January 2026

